Odyssey Homes

Plan ahead

Mortgage Calculator

Get a rough sense of what your monthly payment might look like. Adjust the numbers to fit your situation.

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Estimated Monthly Payment

$2,847

Principal & Interest: — Property Tax: — Insurance: —

Important Disclaimer

This calculator is provided for informational and illustrative purposes only and does not constitute a loan offer, pre-approval, commitment to lend, or financial advice. Estimated payments are based solely on the inputs you provide and do not account for PMI, HOA dues, loan origination fees, closing costs, credit score, debt-to-income ratio, or other factors that affect actual loan terms. Actual payments will vary based on your specific financial situation, the lender you choose, and market conditions at the time of application.

Contact a licensed mortgage lender or financial advisor for personalized guidance. Odyssey Homes is not a mortgage lender and makes no representations or warranties regarding the accuracy of these estimates.

Local Lenders

Construction loan contacts we recommend

These are local loan officers with construction lending experience who regularly work with Odyssey buyers. Reach out to them directly to discuss your specific situation and current rates.

Casey Payne — Idaho Central Credit Union

Casey Payne

Mortgage Loan Officer, Construction Certified

P: (208) 637-8337

E: [email protected]

NMLS: 825444


ICCU Construction Loans

  • Loan options with as little as 5% down on approved credit
  • One-time and two-time close options
  • Fixed-interest rate or variable-rate options
  • Build times up to 20 months
  • Interest-only payments during construction
  • Multiple terms to fit your needs
  • Land equity can be used for down payment
  • Options to stay in your current home while your new home is built

Build Your Home With Confidence

Fast, Local Decisions

  • Local underwriting
  • Fast approvals
  • Fast closing, usually within 30 days
  • Local servicing on most loans

Save Money

  • Low, affordable interest rates
  • No initial loan application fees

ICCU is an Equal Housing Lender

Learn more → https://www.iccu.com/team/casey-payne/

Idaho Central Credit Union is an independent lender, not affiliated with or owned by Odyssey Homes. Odyssey Homes does not receive compensation for these referrals and does not guarantee loan approval, rates, or terms. Loan programs, rates, and terms are subject to change and credit approval; contact the loan officer directly for current details. Equal Housing Lender.

Ready to get real numbers?

We can connect you with a lender who works with our buyers regularly. Reach out and we'll make the introduction.

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